Our Take on Banner. Banner is
very popular these days for term life
coverage due primarily to their pricing.
They have aggressively priced their
term life rates to compete on the market.
It's not unlikely to find them priced in
the bottom three for a given person's
situation. This combined with an
above average life company rating has
contributed to their term life success.
The application is a little more lengthy
but out of the question. Of
course, we would be happy to help you
with the application/enrollment process.
OpTerm is their signature life option
for the term market. They have
another branding but the benefits are
identical so you can concentrate on
Opterm. You will find this product
listed in our online
insurance quote tool.
Keep in mind that the quoting engine
will automatically list the plans that
are best priced for your given
demographic information such as age,
gender, location, and dollar amount/term
length. If the Banner Opterm is
priced well for these variables, it will
show in the listing of carriers.
try to make applying for Banner Opterm
life as simple as possible as most term
life shoppers dread the enrollment
process. We can start the entire
application over the phone with a quick
10 minute interview. That's all
that's needed to get you in the system
and in process. This initiates the
paramedical exam scheduling and we're on
our way. Information needed to
start the application process can be
found at our
Banner offers a range of term lengths
that are pretty traditional on the
market. The Waiver of Premium
rider is typically an option with this
plan. The annual policy fee is $60
as of 11/1/2009. At the time of
application, we can verify this
information for you. The two year
contestability and suicide clause both
apply to Banner Opterm policies but this
is standard in the industry.